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Later Life Mortgages with Support

Whether you're looking to unlock equity or secure a more manageable retirement plan, our later life mortgage specialists can help guide you every step of the way.

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Join thousands of happy home owners

We've helped thousands find their dream home. Buying a house can feel overwhelming, but we're here to guide you every step of the way. Join our growing community of happy homeowners.

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Trusted by homebuyers across the UK

  5.00 rating  •  44 Reviews

Ava

Amazing help from start to finish. The process felt so smooth.

★★★★★
2 months ago

Liam

Fast and professional. They explained everything in plain English.

★★★★★
4 months ago

Sophie

Took the stress out of remortgaging — thank you!

★★★★★
6 months ago

Noah

I never thought it could be this simple to find a broker.

★★★★★
1 year ago

Isla

Clear advice and no pushy sales tactics. Loved it.

★★★★★
9 months ago

Oliver

Great service, always responded quickly and clearly.

★★★★★
7 months ago

Mia

Even helped with documents I wasn’t sure about. Legends!

★★★★★
3 months ago

Jacob

They found me a better deal than my own bank.

★★★★★
5 months ago

Freya

Excellent communication and guidance throughout.

★★★★★
10 months ago

Ethan

Friendly, fast, and sorted in days. Highly recommend.

★★★★★
11 months ago

Grace

Told me everything I needed to know, without jargon.

★★★★★
8 months ago

Harry

Helped me buy my first home with confidence.

★★★★★
4 months ago

Luna

Got everything approved in no time. Thank you!

★★★★★
3 months ago

Leo

The whole process was way easier than I expected.

★★★★★
6 months ago

Emily

Best mortgage support I’ve ever had. Genuinely helpful.

★★★★★
5 months ago

Oscar

Quick, responsive, and saved me money.

★★★★★
2 months ago

Poppy

They really listened to my needs. So grateful!

★★★★★
7 months ago

Archie

Knowledgeable and super friendly team.

★★★★★
6 months ago

Daisy

Everything done online. Very easy and efficient.

★★★★★
8 months ago

James

They explained everything clearly and simply.

★★★★★
9 months ago

Rosie

Great rates and honest advice.

★★★★★
1 year ago

Theo

Their mortgage calculator was spot on.

★★★★★
11 months ago

Chloe

No pressure at any stage. Just good advice.

★★★★★
10 months ago

George

I felt supported from beginning to end.

★★★★★
5 months ago

Millie

They helped me switch to a better deal in days.

★★★★★
6 months ago

Lucas

Super quick and very professional.

★★★★★
2 months ago

Ella

I was nervous about buying, but they made it so easy.

★★★★★
3 months ago

Harrison

No spam, just good honest help.

★★★★★
4 months ago

Zara

Really impressed with the whole experience.

★★★★★
7 months ago

Logan

They got back to me super fast. Great experience.

★★★★★
5 months ago

Erin

Amazing support and great communication.

★★★★★
6 months ago

Reuben

Didn’t charge me a thing and still went above and beyond.

★★★★★
9 months ago

Mila

So easy to use. Highly recommend.

★★★★★
4 months ago

Benjamin

Made the complex stuff simple. A+ service.

★★★★★
10 months ago

Florence

They knew the market better than I ever could.

★★★★★
11 months ago

Sebastian

Always kept me updated. No chasing needed.

★★★★★
1 year ago

Maisie

Every email was answered the same day. Brilliant.

★★★★★
3 months ago

Adam

Took care of everything behind the scenes.

★★★★★
8 months ago

Holly

Their advisor was so patient and knowledgeable.

★★★★★
7 months ago

Rory

I'd use them again without hesitation.

★★★★★
6 months ago

Imogen

No hassle, just helpful mortgage advice.

★★★★★
2 months ago

Tommy

Top marks across the board. Thanks again!

★★★★★
1 month ago

Bella

Made moving house 100x less stressful.

★★★★★
5 months ago

Edward

Brilliant from day one. Cheers!

★★★★★
4 months ago
Later life mortgages explained

Could a later life mortgage work for you?

Later life mortgages are designed for homeowners aged 55+ who want to release equity or remortgage into retirement.

What is a later life mortgage?

These mortgages offer financial flexibility in later years—whether it’s for supplementing your income, helping family, or covering unexpected costs—while staying in your own home.

How a later life mortgage can help

Later life mortgages provide new options for homeowners aged 55+ to unlock equity, manage costs, or support loved ones. Here’s how you could benefit:

Lower monthly costs

Some later life mortgages allow interest-only payments or roll-up options, helping manage finances post-retirement.

Release tax-free cash

Unlock a portion of your home's value tax-free, without needing to downsize.

Stay in your home

Remain in your home while accessing the funds you need—without selling your property.

Explore later life mortgages
Later life mortgage insights

Why more people are choosing later life mortgages

Later life mortgages are rising in popularity as more people seek to stay in their homes and access the value they've built over decades.

Equity Released

Later life mortgages help homeowners unlock the value in their property to support retirement goals.

Average amount released £80K in later life mortgage
Minimum age to qualify 55+ years old
2024 Q1 (UK) £1.4B released in Q1 2024 alone (UK)

Who It's For

Later life mortgages are most popular among retirees and those looking to support family or boost their retirement income.

Average applicant age 65 yrs old
Use funds to boost retirement 73% use funds to boost retirement
Support for family 1 in 3 use it to support family

Growing Demand

Demand for later life mortgages is rising as more people want to stay put and make the most of their home’s value.

Year-on-year growth +22% in applications
Prefer to stay in current home 48% prefer to stay in current home
More flexible than downsizing 2x more flexible than downsizing

Ready to Make the Most of Retirement?

Talk to a specialist about later life mortgage options that support your goals, whether it's financial peace of mind or helping loved ones.

Expert advice

80% of UK mortgages go through a broker. Book a free call back today.

Applying through a broker significantly boosts your chances of approval compared to approaching lenders directly. Let our experts guide you to success.

  • Expert advice
  • Higher approval
  • Free service

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